▶#1 Private Hard Money Loans No Doc 1st & 2nd Position Mortgage - financial services - craigslist (2024)

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▶#1 Private Hard Money Loans No Doc 1st & 2nd Position Mortgage - financial services - craigslist (1)

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Find Equity Based Private Hard Money Loans Lenders in Stockton CA. Call/Text 951-254-3712 for Purchase, Refinance, 2nd Second Trust Deed Lien, Foreclosure Bailout or Debt Consolidation.

No Doc, Stated Income Private Hard Money Loans & Financing Programs in CA

$50K - $2Mil
1st & 2nd Position Mortgage
Residential & Commercial Properties
No Doc, Full Doc, Stated Income
No Income Verification
Up to 80% LTV*
Any Credit Ok*

No Upfront Cost
Easy to Apply, Quick Approval, Funding in Days

Contact us today for Free Consultation.
================================
Call, Text or Email - Steve - 951-254-3712
--------------- or ------------------
https://www.vfindloans.com/
================================
Mortgage Broker
California Department of Real Estate
CA DRE Lic # 01461770 - NMLS Lic # 336222

* Each loan is unique and the rate, terms, LTV, fees are dependent on the loan amount, credit score, loan to value, lien position, property location, property type, purpose of loan, borrower ability to pay etc. Call for Details 951-254-3712

We provide Private Hard Money Loans & Financing in California for
Residential Single Family SFR, Condo, Town Home
Mobile Home on Permanent Foundation
Manufacture Homes on Permanent Foundation
Vacant Land, Raw Land, Commercial Lot
Multifamily Property 5+ Units
Mixed Use Property
Mixed Use Office Retail Buildings
Light Industrial
Self Storage, Warehouse
Day Care Center
Restaurant/Bar
Automotive Repair Garage
Mobile Home Parks & RV Park
and other Commercial Properties

Owner Occupied Hard Money Loans in Stockton
Loans from $100K-$2Mil
Up to 90% LTV Loan to Value for Purchase
Up to 80% LTV Loan to Value for Cash Out
Up to 65% LTV Loan to Value for 2nd Mortgage
3/1 Arm, 5/1 Arm, 7/1 Arm, 10/1 Arm or
30 Year Fixed fully Amortized
Any Credit Ok
Alternative Income Loans for Self Employed
Non QM, Non Prime Loans
Subprime Loans
Foreclosure Bailout Loans
No Income Verification Loans for Business Purpose only
Alt Income Programs:
12 or 24 Months of Bank Statement Mortgage
-1099 Income Only Mortgage
-P&L Statement Only Mortgage
-VOE Only (verification of Employment Only) Mortgage
-K1 Form
-1 year W2 or Tax Return
-No Doc No Income Verification loans for Business Purpose Only
— Owner Occupied Mortgage only Available in California —

Hard Money 2nd Position Loans for Business Purpose CA
Loans from $50K-$1mil
Up to 65% LTV
6 - 60 Months
10.99% - 13.99%
No Income Verification
Non Owner & Owner Occupied
Owner Occupied 2nd Position Mortgage only in CA

Equity Based Short Term Bridge Loan in CA
Loans from $75K-$2Mil
Up to 80% LTV
6 - 36 Months
6.99% - 10.99%
Any Credit Ok
No Income Verification
No Income Doc Bridge Loans
No DSCR, No DTI

Long Term Rental Property Loan in California
No Doc Rental Property Loans
Loans from $75K-$3Mil
Purchase / Refi / Cash Out
Up to 80% LTV
5/1 Arm, 7/1 Arm, 10/1 Arm or
30 Year Fixed fully Amortized
No Income Doc Verification
No DSCR program

Fix and Flip Rehab Loans in California
Loans from $75K-$2Mil
Up to 80% LTV for Purchase
Up to 100% for Rehab
6 - 24 Months
No Pre Pay Penalty Options

Commercial Mixed Use Property Financing in California
Loans from $100K-$5Mil
Up to 80% LTV
5/1 Arm, 7/1 Arm, 10/1 Arm or
30 Year Fixed fully Amortized
Rates 5.75% - 10.99%
Stated Income, No Tax Returns

5+ Units Multifamily Property Financing in California
Loans from $100K-$10Mil
Up to 80% LTV
5/1 Arm, 7/1 Arm, 10/1 Arm or
30 Year Fixed fully Amortized
Rates 5.75% - 10.99%
Stated Income, No Tax Returns

Commercial Retail & Office building Financing in California
Loans from $100K-$10Mil
Up to 75% LTV
5/1 Arm, 7/1 Arm, 10/1 Arm or
30 Year Fixed fully Amortized
Rates 5.75% - 10.99%
No Income Doc Equity Based Commercial Loans in Los Angeles
Stated Income, No Tax Returns

No Upfront Cost
Easy to Apply; Quick Approval, Funding in Days

Contact us today for Free Consultation.
================================
Call, Text or Email - Steve - 951-254-3712
--------------- or ------------------
https://www.vfindloans.com/
================================

* Each loan is unique and the rate, terms, LTV, fees are dependent on the loan amount, credit score, loan to value, lien position, property location, property type, purpose of loan, borrower ability to pay etc. Call for Details 951-254-3712

A California Owner Occupied Private Hard Money Loan is a specific type of asset-based loan financing through which a borrower receives equity based funds secured by the value of a parcel of real estate. Private money loans are typically issued by private investors or companies. Private Hard Money Lenders & Investors in Los Angeles California are ready to funds in days.

No doc Owner Occupied hard money loans *Interest rates and loan fees are typically higher than conventional commercial or residential property loans because of the higher risk taken by the lenders. Most equity based hard money loans are used for projects lasting from a few months to a few years.

We are Residential and Commercial Mortgage Brokers in California offering Loans & Financing in Riverside for Purchase, Refinance, Cash Out & Rehab for Single Family 1-4 unit, Rental property, Multifamily Apartments, Mixed Use, Retail & Office building, Warehouse and other commercial properties. We also provide Conventional Full doc, lite doc, No doc, stated income, equity based private hard money loans lenders in California for 1st & 2nd Position mortgage for Owner and Non Owner Occupied properties. For borrower's with credit or income issues we also provide Non prime, non QM mortgage programs. Currently we do Not offer 100% financing mortgage loans or Zero down or No down mortgage loans.

Keywords: Mortgage Broker, Mortgage Loan Broker, Mortgage Brokers, Loan Broker, Local Loan Officer, Local Mortgage Brokers, Commercial Mortgage Broker, Desi mortgage brokers, Commercial Loan Broker, Commercial Loan Officer, Commercial Loans, Commercial Financing, Commercial Bridge Loan, Commercial Property, 30 year fixed hard money loan, 30 year fixed commercial loan, Private Lender, Private Lenders, Private Loans, Private Mortgage, Private Lending, Hard Money Loans, Hard Money Lenders, Hard Money Lenders in SoCal NorCal, California, CA, Local Private Lender, Private Investors, Hard Money Investor, No Doc, No Doc Loans, Nodoc, No-doc, No doc rehab loans, No Income, No Income Verification, No Income Doc, No tax Returns, No Credit, Bad Credit, Poor Credit, home equity with bad credit, second mortgage with bad credit, No Fico, No Score, 500 credit score, 500 fico, sub 500 Fico, sub 600 credit score, Fix n flip, Fix and Flip, Fix & Flip, Fix&Flip, Fix Flip, node fix flip, nodc rehab, Rehab loan, Rehab Mortgage, Home Equity, Heloc, 2nd Mtg, Second Mtg, Asset Based, Equity Based, ARV loan, ARV Loans, ARV Mortgage, No Appraisal, No Up Front Fee, No Fee, Alt Doc, Alt Doc Loans, Alt Doc Mortgage, Non QM Mortgage, Non QM Loans, Non QM, Non Prime Mortgage, Non Prime Loans, Subprime Mortgage, Subprime Loans, Subprime lending, Subprime lenders, 100% LTV Loan, 95% LTV Loan, 90% LTV Loan, 90 pct, 85% LTV Loan, 80% LTV Loan, 80 Pct, 75% LTV Loan, 70% LTV Loan, 3.5% down, 5% down, 10% down, 10 pct, 15% down, 20% down, 20 pct, 25% down, zero down, no money down, 100% financing private hard money, seller financing, seller carry, 100 percent commercial mortgage, brrrr financing method, mixed use, mixeduse, mixed-use, mixuse, use mixto, multifamily, multi-family, mulitifamily, multifamiliar, Multifamily 5+ Units, Mixed Use, Auto Repair Service, Warehouse, Retail, Office, Storage, Mobile Home Parks, RV Mobile Home Parks, Bars & Restaurants, Day Care Centers, Hotels, Light Industrial, Funeral Homes, Medical Office, etc.

We provide Private Hard Money Loans Lending in Stockton for investment 1-4 unit SFR, Multifamily, Mixed Use and Commercial properties.

Call / Text or Email - Steve - 951-254-3712
Mortgage Broker
California Department of Real Estate
CA DRE LIc # 01461770 - NMLS Lic # 336222

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    ▶#1 Private Hard Money Loans No Doc 1st & 2nd Position Mortgage - financial services - craigslist (2024)

    FAQs

    Is private lender the same as hard money? ›

    Private lenders will typically offer a longer-term loan with fixed interest rates. Whereas, hard money loans come with shorter terms and variable rates.

    What is a soft money mortgage? ›

    In the context of lending, the term 'soft money' implies that this type of loan falls somewhere between a hard money loan and a traditional mortgage. A soft money loan requires more underwriting than a hard money loan, allowing it to have lower rates and greater security.

    What is a hard money loan buyer? ›

    Like a traditional or secured mortgage, a hard money loan is a secured loan guaranteed by the property it's being used to purchase. The “hard” part of “hard money” refers to the tangible asset that backs the value of the loan.

    Why would someone use a hard money lender? ›

    Hard money loans are a way of borrowing funds over the short term. They're especially popular with real estate investors, but they can also be a good tool for borrowers with assets, but poorer credit.

    Can you make money as a private lender? ›

    Private lenders are playing an increasingly important role in the real estate market, providing borrowers with access to fast capital when traditional banks won't. If you're looking to become a passive investor and make money off of interest payments on loan notes, then you've come to the right place.

    Who gets soft money? ›

    Figures on soft money contributions include those made to the national party committees (the Democratic National Committee and Republican National Committee) as well as to the congressional committees that parties form to support their candidates running for the federal Senate and House of Representatives.

    What is soft slang money? ›

    They are used to refer to political contributions in the United States. Money contributed directly to a specific candidate is known as hard money, while indirect contributions to political parties and political action committees are known as soft money.

    Are hard money lenders worth it? ›

    The Bottom Line

    Hard money loans are a good fit for wealthy investors who need to get funding for an investment property quickly, without any of the red tape that goes along with bank financing. When evaluating hard money lenders, pay close attention to the fees, interest rates, and loan terms.

    What credit score do you need for a hard money loan? ›

    Credit Criteria

    Usually, a minimum credit score of 550 or higher is required to qualify for a hard money loan. However, some lenders may be more lenient and even provide financing to borrowers with a score as low as 500.

    What is an example of a hard money loan? ›

    Here's how a typical hard money loan works: The borrower wants to purchase a fixer-upper for $100,000. The estimate for renovation costs is $30,000, and it's projected the rehabbed property can be sold for $180,000. In this example, the hard money lender will lend 70% of the home's projected value after repairs.

    What happens if you default on a hard money loan? ›

    In short, defaulting on a hard money loan will inevitably lead to the foreclosure process that ends with either the bank taking possession of the property or putting it up for sale at auction.

    What is considered a private lender? ›

    A private lender can be an organization, a group or an individual not affiliated with a financial institution. Private lenders may fund real estate loans, personal loans, educational loans and business loans.

    What is a private lender vs public lender? ›

    Private lenders can usually fund your loan quickly.

    Because they are not classified as public lending institutions by federal regulators who oversee the financial industry, private lenders are not subject to the same degree of red tape as banks or conventional mortgage companies.

    What is the benefit of a private lender? ›

    Private individual lenders are generally more willing to work with people with a lower credit score or more difficult lending situation. They do this in exchange for a higher interest rate and they have a higher rate of acceptance on the loan as well.

    What is the meaning of hard money? ›

    Hard money is a currency made up of or directly backed by a valuable commodity such as gold or silver. Hard money has historically been highly prized for its greater usefulness as money to mediate the exchange of goods, store value, and conduct profit-and-loss accounting.

    References

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